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Our Values - About Us

Our values dictates our business philosophy.

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Our Services


View our financial services offered.

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Documents to view

View a list of important documents listed for your convenience. Coming soon


Welcome to LBR Financial Services

Introducing LBR Financial Services

LBR Financial Services (Pty) Ltd is a registered Financial Services Provider with FSP NO. 51392.

As Principal of LBR Financial Services, I, Albert Kulsen retired at the end of 2016 and for the next four (4) years the value of my pension weakened by 25%.

I then decided to reinvest my pension through LBR Financial Services with immediate success. There has since been a remarkable improvement in the value of my funds. I trust LBR Financial Services with all my financial requirements and advice and have since moved all my financial portfolios to them.

LBR Financial Services is your contact for any financial needs or queries you may have regarding retirement planning, investment planning, income protection planning, short term insurance, wills and medical aids.

Founder and experienced financial expert Albert Kulsen believes that you should start your financial journey with the end in mind.

LBR’s offices are situated at 6 Richmond Avenue, Elriche, Charleston Hill,
Paarl, 7646Google Maps Link here

Your preferred partner for Financial Planning!

Call us on 021 862 1415 / 082 338 0320 or via email us here.

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Our business model

We provide advanced financial solutions that help families, businesses and individuals succeed in today's ever-changing and demanding financial world. Our services are geared to make your financial life better and giving you peace of mind for today, tomorrow and the future. 

Our friendly and experienced financial consultants will answer any questions regarding all LBR financial products and services offered, to help you choose the best financial fit for you, your family or business.

"Looking after the wellbeing
of our clients 
and their families"

"With family values at our core"

LBR Financial Services 

Our Team

Albert Kulsen   Byron Kulsen
-coming soon
  Gueron Kulsen
-coming soon
  Isgaak Jarodien  

From left to right: Our founder and Principal of LBR Financial Services, Albert Kulsen followed by his sons Byron Kulsen, Gueron Kulsen and Isgaak Jarodien.